APY CalculatorAbout

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Find Out How Much Your Bank Is Costing You

Enter your current balance and rate below. Most Americans are leaving hundreds of dollars on the table every year.

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Rates as of April 2026 — verify current rates before opening any account.

Top High-Yield Savings Accounts Compared

Account NameCurrent APYKey FeatureOpen Account
SoFi High Yield Savings4.50%

Rates as of April 2026 — verify current rates before opening any account.

No minimum balanceOpen account →
Marcus by Goldman Sachs4.40%

Rates as of April 2026 — verify current rates before opening any account.

No fees everOpen account →
Ally Bank Online Savings4.35%

Rates as of April 2026 — verify current rates before opening any account.

No minimum, no feesOpen account →

Rates current as of April 2026. Rates change frequently — verify before opening.

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FDIC Insured Only
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Updated Monthly

We rank and compare offers using APY, FDIC insurance status, fee structure, and minimum balance requirements — then we disclose affiliate relationships clearly so you can judge incentives yourself. Read our methodology.